Protocol Layer: This includes fundamental architecture as well as the consensus layer, activating layer, contract layer, and application layer. Developers and Researchers/Academia
Networking Layer: This relates to how the protocols (software) are implemented. Miners, Industry Bodies, Traders.
Application Layer: This layer acts as a user interface with the blockchain and includes smart contracts, decentralized apps, and chaincode. Entrepreneurs, end users, corporations (Insurance, Forecasters), Venture Capital/Investors (Cryptonetworks, Ecosystem, Picks and Shovels, or Infrastructure).
